Owning an RV can be the means to seeking a life full of adventure. It provides freedom and allows you to spontaneously travel throughout the U.S.
“Traveling in an RV can be a rewarding experience for you and your family,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent auto and RV insurance agency. “Whether you select a motorhome or a towable RV trailer, make sure you are covered before you hit the road to start creating unforgettable memories.”
How do you determine what is right for you, a motorhome or travel trailer? Do your research. Talk to owners of an RV, read through blogs and familiarize yourself with terms in order to get a better understanding of the RV market. The Go Rving website provides a wealth of information.
Motorhomes are divided into Classes. Class A Motorhomes are the largest and usually come with the most amenities, they are also typically the most expensive and luxurious.
Class B Motorhomes are the smallest of the three. They are built on a van chassis and are similar to driving a large SUV. They are ideal for two to three passengers on a weekend trip.
Class C Motorhomes are also built on a van chassis but can be as big as a Class A Motorhome. They are distinguished by an extended section over the cab which usually houses a bed. It’s a popular choice for a long weekend or a two to the three week getaway.
Motorhomes are considered easier to move and set up and they allow you to tow an extra vehicle for exploring. They have a self-leveling jack so there is no need for blocks under the wheels. The downside, if a repair is necessary, the entire rig has to go into the shop. Also, due to the motor they depreciate faster. Another drawback, when towing a vehicle you will be unable to reverse.
Travel Trailers/ Towable
Travel trailers are less expensive and hold their value longer. Most can be towed by a standard pick-up, SUVs and some minivans. They offer more living space and because they require a tow vehicle, you will have more freedom to make quick stops.
However, their long length can make parking an issue and you will have to deal with towing and hitching. It is not recommended and in some states illegal to occupy the trailer while in motion.
Other important considerations:
RV Insurance – “RV insurance is similar to your auto insurance,” says Buck. GreatFlorida Insurance, the leading independent RV and auto insurance provider in Florida offers comprehensive, collision, liability, content coverage as well as medical payments coverage. Check with your local agent about options for RV insurance.
Contemplate what you desire in an interior layout and amenities. Other budget considerations should include: maintenance costs, mileage, a storage and parking location, camping fees and connectivity-unless you are using this as an excuse to unplug from Wi-Fi.
RV shows often offer great deals on RV’s. Once you find a rig you like, USA Today suggests making a low ball offer on the purchase price. “RV pricing is not as standardized as that of the car market.” This gives the buyer a great advantage to get what they want for the right price.
GreatFlorida Insurance has been serving Florida for over 20 years and can provide you with top auto and RV insurance to fit your budget. Give a call today.
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