GreatFlorida Auto Insurance - Palm Coast, FL - James Cimorelli
Auto Insurance in Palm Coast, Florida
Auto Insurance Agency in Palm Coast, Florida

Auto Insurance Agency - Palm Coast, FL

James Cimorelli

386-446-0317

James Cimorelli - GreatFlorida Insurance - Palm Coast, FL.

160 Cypress Point Pkwy
C-102

Palm Coast, FL. 32164
Fax : 386-446-0355

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Palm Coast, FL Auto Insurance

Auto Insurance | Palm Coast, FL

In the event of an accident, Auto insurance provides protection against monetary losses due to a car crash, as well as damages from a natural disaster or vandalism.

Palm Coast, FL drivers are required to have a minimum of property damage coverage and personal injury protection. James Cimorelli at GreatFlorida Insurance Palm Coast, FL, can familiarize you with legal requirements, additional coverage options such as bodily injury liability, collision, no-fault, uninsured motorist and comprehensive coverage and deductibles.

GreatFlorida Auto Insurance agents can review your car insurance needs and provide you with reliable options for an auto policy from several insurance companies, giving you what you are looking for, no more and no less. Complete an online request form and a local GreatFlorida agent in will work to find competitive rates for you.

Whether you currently own a car or are a prospective buyer, James Cimorelli at GreatFlorida Insurance Palm Coast, FL can help you find the right Auto Insurance policy at the right price. more.

Palm Coast, FL Auto InsuranceAuto Insurance FAQs

What is Florida Auto Insurance?

It is a contract between you and your insurer in which you pay the insurance company a certain amount of money and, in return, the company will protect you from major financial losses due to an auto accident for a given period of time.

Whether you currently own an automobile or are a prospective buyer in Palm Coast, you can get a Free Auto Insurance quote today. 

Simply call 386-446-0317 or complete our online quote request form. A GreatFlorida Auto Insurance Agent will help you find the best deal for you in Palm Coast.

Why Do You Need Auto Insurance?

Insurance is your protection against economic disaster should you cause an accident that results in property damage or injuries to other people. It can help cover repairs to your vehicle and related medical costs.

What does auto insurance cover?

  • Bodily injury liability coverage – Pays for bodily injury or death resulting from an accident for which you are at fault and provides you with a legal defense.

  • Property damage liability coverage – Provides you with protection if your car accidentally damages another person's property. It also provides you with a legal defense.

  • Medical payments, no-fault or personal injury coverage – Usually pays for the medical expenses of the driver and passengers in your car incurred as a result of a covered accident regardless of fault.

  • Uninsured motorist coverage – Pays for your injuries and, in some circumstances, certain property damage caused by an uninsured or a hit-and-run driver. In some cases, underinsured motorist coverage is also included. This is for cases in which the at-fault driver has insufficient insurance.

  • Comprehensive physical damage coverage – Pays for damage to your car from theft, vandalism, flood, fire, and other covered perils.

  • Collision coverage – Pays for damage to your car when it hits or is hit by another object.

Can I get coverage with speeding tickets on my record? What about accidents or a DUI?

Yes. GreatFlorida Auto Insurance Agency owners understand that not everyone has a perfect driving record. They represent insurance carriers specializing in your unique situation.

What is a deductible on my auto policy?

In the event of a claim, this is the amount you will have to pay before your policy pays.

What's the difference between comprehensive and collision?

Collision is the part of the policy that covers your vehicle against damage caused in an accident. Comprehensive covers your car for damages not caused by a collision. It also covers against named perils such as hurricane damage and theft.

What are the Florida state required limits for auto insurance?

Florida requires a minimum of $10,000 coverage for property damage and $10,000 coverage for Personal Injury Protection.

What is uninsured motorist coverage?

Coverage designed to provide protection should you be involved in an accident with a motorist who is at fault and has either no insurance or not enough to cover your medical expenses. Uninsured motorist coverage does NOT cover damage to your vehicle.

I just moved to Florida. Is coverage the same from state to state?

No. Each state has unique rules and regulations for auto insurance. It’s important to be aware of the differences here in Florida.

Do I have to turn in my out of state tags and get new ones from Florida?

Yes. Upon moving to Florida a driver has 30 days get a new registration on the vehicle.

What is the Florida Financial Responsibility Law?

The law that requires owners or operators of autos to provide evidence that they have the funds to pay for automobile losses for which they might become liable. Auto Insurance is the usual method for providing this evidence to the state.

What is the Florida No-Fault Law?

The Florida No-Fault law requires PIP (personal injury protection) be carried by owners of motor vehicles and imposes penalties for failing to do so.

Why should I buy my auto insurance from GreatFlorida?

  • Most customers save money because we offer some of the most competitive rates around.
  • You can reach us any time, day or night, any day of the year.
  • You deal directly with a local GreatFlorida Agent in Palm Coast.
  • We help you settle your claims quickly and fairly.

Simply call 386-446-0317 or complete our online quote request form. A GreatFlorida Auto Insurance Agent in Palm Coast will help you find the best deal for you.

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